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Another broad, guaranteed-issue, and affordable coverage available to market through NGL, with no waiting periods or pre-existing limitations.

This coverage cost-effectively bridges the out-of-pocket expense gap, created by overlying high deductible health coverage. With multiple deductible and coinsurance options and broad underlying coverage, these plans strike a balance for our partners' employer groups and Insureds.

NGL's plans are ideal solutions for employers searching for ways to cost-effectively supplement existing medical programs and mitigate the financial impact of high deductible plans on employees.

NGL's plans are filed with maximum flexibility to give groups the ability to choose the suite of services and level of benefits that fit their covered population and budget.


*This product provides limited accident and sickness coverage and is not a substitute for comprehensive health insurance coverage. It does not qualify as minimum essential health coverage under the Affordable Care Act.

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For more information contact us at: 888.274.8050, or email our Group Market Team.