Announcements Regarding Flooding

Due to recent flooding in South Carolina, the South Carolina Department of Insurance has issued a notification to provide safeguards for consumers impacted by Hurricane Matthew. We want to make sure you're aware of the bulletin, which is located here: South Carolina impacted areas include Beaufort, Berkeley, Charleston, Colleton, Dorchester, Georgetown, Horry and Jasper Counties.

Due to recent flooding in Iowa, the Iowa Insurance Division has issued a bulletin to provide safeguards for impacted consumers. We want to make sure you're aware of the bulletin, which is located here: Iowa impacted areas include Allamakee, Benton, Black Hawk, Bremer, Buchanan, Butler, Cedar, Cerro Gordo, Chickasaw, Delaware, Floyd, Franklin, Hancock, Linn, Mitchell, Worth and Wright counties.

NGL has taken the following measures in adherence to the bulletins:

Grace periods will be extended. If you are unable to make a premium payment because of this disaster, please call as soon as possible at 800-988-0826 so we can help you keep your policy active.

If you need claim payments sent to an alternate address, or have any other claim related questions, please call: 800-988-0826.

Thank you!

Welcome to National Guardian Life Insurance Company

National Guardian Life Insurance Company (NGL) is dedicated to the highest standards of quality and integrity. For more than a century we have demonstrated our commitment to policyholders, their families and our employees.

It's an honor for us to offer high-quality products that fit your lifestyle. We understand how important it is for you to have the coverage you need.

As one of America's most successful, independent mutual life insurance companies, we are licensed to do business in 49 states and the District of Columbia. Today, we operate in select niche markets including preneed, individual life and annuities, as well as group markets, including specialty and student insurance.

For our business partners, our goal is to sustain long-term wholesale relationships for our financial partners and our policyholders. We creatively tailor products, risk-shares, agreements and administration to fit our partners' needs and capabilities.

Learn more about:

For more questions on Student Insurance, please contact us at: 800-756-3702 or

Life Insurance Customer Service

Student Insurance Customer Service

Commercial Travelers Mutual Insurance Company (CT) is an affiliate of NGL. Since 1883, CT has provided stability, flexibility and specialized service with its accident and health coverage. CT focuses on student accident, health and special risk markets, offering college student health insurance, accident coverage for K-12 students, school sports coverage, and special risk coverage.

More than 1 million students are protected with CT's insurance policies each year. Families take comfort knowing that America's oldest and most respected accident health insurer is protecting their loved ones.

Click here for more information on Commercial Travelers Mutual Insurance Company.

For questions on Student Insurance, please contact us at 800-756-3702 or

Community Involvement

It's about People

At NGL, our focus is about people – from our policyholders and marketing partners to our employees and the communities in which we live and work.

NGL's corporate giving is focused on specific areas, including health and human services, education, and the arts. In addition, our employees are encouraged to support causes that are most important to them.

Learn more about Community Involvement.

What's New