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Estate Planning

  Insurance Solutions   >   Life Insurance & Annuities   >   Estate Planning

Have you thought about setting aside funds to pay for your final expenses? Or, perhaps you’re preparing to enter a nursing home and need to know how to protect your assets in order to qualify for Medicaid? Maybe you’ve wondered how you can leave money for your loved ones or for a favorite charity.

Planning for your final expenses isn’t only about prefunding your funeral. NGL has two different trusts options to help you meet these goals, allowing for the best fit for you and your finances. Depending on which trust you use, your assets may be considered exempt for Medicaid qualification purposes immediately or after the 60-month look-back period.

 

Benefits to using an NGL Trust

  • Trust provides peace of mind.
  • Trust is totally free. There are no fees.
  • Anyone can qualify.
  • Trust proceeds are income tax free.
  • Funds are exempt from probate and available to your beneficiaries immediately.
  • Keeps your assets safe from creditors.
  • Funds can be used at any funeral home.
Learn why NGL Trusts can help protect your assets and wishes.

Protect your assets – NGL Funeral Expense Trust

  • Can help you qualify for Medicaid now.
  • The policy may be considered an exempt asset under Medicaid guidelines.
  • You can set aside up to $15,000 to cover your funeral and other final expenses.
  • The funeral costs are paid first with the excess funds paid to the estate of the insured.

Protect your assets – NGL Estate Planning Trust

  • Designed to easily transfer wealth – up to $100,000.
  • Funeral costs are paid first with excess funds paid directly to your named beneficiaries.
  • It is ideal for leaving a financial legacy to loved ones or to your favorite charities.
  • You can name as many beneficiaries as you wish.
  • The policy may be considered exempt from Medicaid 5 years after issue.

Click on the statements below to learn how NGL can help to provide you with the level of security and protection you need.

If this statement is true for you, then a NGL Funeral Expense Trust might be right for you!

If you are concerned about leaving your funeral expenses to your family, a NGL Funeral Expense Trust might benefit you.

If this statement is true for you, then an NGL Estate Planning Trust might be right for you!

If this is something that you are considering, than a NGL Funeral Expense Trust might be right for you!

If this is something that you want to do for your legacy, than an NGL Estate Planning Trust might be right for you!

We understand if you have a charity that is near and dear to your heart. The NGL Estate Planning Trust can help to make transferring your assets easy. Your legacy lives on when you leave money to your favorite charity, school or religious organization.
*Some states may vary on Medicaid rules and eligibility is not guaranteed; please consult an elder law attorney in your state for assistance. The NGL Estate Planning Trust is subject to a 5-year look-back period for Medicaid qualification. Products and trust limits may vary by state, due to individual state regulations. Trust not available in all states.