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NGL makes available cost-effective, flexible, and creative Accident & Special Risk products to customize to the needs of your insured populations. NGL Group Accident & Special Risk Insurance is a valuable solution for supplementing health insurance coverage with payments to help insureds with out-of-pocket expenses resulting from an accident – health insurance expenses such as deductibles and copays, or costs for child care and more.

NGL's plans help insureds attend to their recovery instead of their finances, with those plans providing maximum flexibility for groups to choose their preferred level of benefits and covered hazards. The benefits and features available may be varied to fit your insureds across the following spectrum:

Sample of accident benefits available:

  • Accident Medical & Dental expenses without network restrictions
  • Stand-Alone Coverage for Hospital Confinement and/or Surgery
  • Accidental Death & Dismemberment; Loss of Use; Paralysis
  • Value-Adds: Education; Spouse Benefits; Child Care; Home & Vehicle Modification; Travel

Sample of special risks covered:

  • 24-Hour Coverage
  • Business Travel; Specific Trip
  • Occupational; Line of Duty; Relocation
  • Terrorism; War Risk

Request Information

For more information contact us at: 888.274.8050, or email our Specialty Insurance Markets Team.