Long Term Care Insurance Product, EssentialLTC, approved in Montana

National Guardian Life Insurance Company (NGL) announced that EssentialLTC, its Long Term Care (LTC) insurance product is available in Montana, effective April 21, 2023. NGL’s LTC insurance product, is now available in 49 states and the District of Columbia.

“We’re excited to offer the residents of Montana this affordable and comprehensive Long Term Care insurance option to help protect their financial needs,” said Joe Guyotte, National Sales Manager, Long Term Care at NGL. “With EssentialLTC clients are able to customize plans that best meet their needs. The NGL LTC policy is also very adaptable into the worksite and executive carve out with high quality features and benefits.”

Nearly 70 percent of Americans aged 65 and older will need some form of long term care, according to the U.S. Department of Health and Human Services. Long term care needs can arise from a disabling accident, chronic illness or simply getting older and include daily activities such as bathing, dressing, eating, toileting, etc. Purchasing Long Term Care insurance can help cover future costs and provide families with peace of mind that the assets they have worked so hard to build are secure.

EssentialLTC features include a range of both affordable benefits and asset protection through flexible options, including lifetime benefits, joint policies and premiums, shared benefit amount rider with third pool benefits, 1035 Exchange eligible, and flexible premium payment options.

Specializing in a suite of innovative products for life’s journey, NGL prides itself on giving customers the financial stability, careful guidance and peace of mind to lead a life filled with confidence, dignity and grace.

To learn more about EssentialLTC go to: www.ngl-essentialltc.com. 

About NGL

Established in 1909 National Guardian Life Insurance Company (NGL) is an insurance company headquartered in Madison, Wis. Licensed to do business in 49 states and the District of Columbia, NGL markets preneed and individual life and annuities, as well as group markets products. Information about NGL can be found at www.nglic.com; Facebook: Facebook.com/NGLIC and LinkedIn: https://www.linkedin.com/company/national-guardian-life-insurance-company.

National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a/k/a The Guardian or Guardian Life.

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https://aspe.hhs.gov/reports/what-lifetime-risk-needing-receiving-long-term-services-supports-0

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