About Us

NGL's Mission: Partner with our customers to share life's financial risks and rewards.

Since 1910, National Guardian Life (NGL) has consistently been rated one of America's most successful independent mutual life insurance companies. Adhering to the highest standards of quality and integrity, we continually demonstrate our commitment to our policy owners, their families, and the communities in which they work and live. Our well-designed preneed, final expense and group accident and health products, paired with our high-quality service, allow us to reaffirm our dedication to you.


NGL Insurance Group of Companies

The NGL Insurance Group is comprised of two entities: National Guardian Life (NGL) and Settlers Life Insurance.

  • National Guardian Life (NGL) is a mutual company controlled by its policyowners. For over 100 years, NGL has written many kinds of insurance policies that we continue to service today.  Starting in the late 1990s, NGL strategically refocused its business model to concentrate on a few niche markets including preneed, final expense, and group accident and health products.
  • Settlers Life Insurance was formed in 1984 and has been a part of the NGL Insurance Group since 1999.  Settlers specializes in whole life insurance providing coverage for final expenses.  To learn more, please visit the Settlers website.

View our Brochure

For more information on NGL, please download our brochure:

NGL Brochure (PDF)

View our Video