We are pleased to announce AM Best has affirmed our A (Excellent) rating effective May 25, 2023. This rating reflects the excellent ability of NGL to meet its ongoing insurance policy and contract obligations and further attests to its financial strength.  

National Guardian Life Insurance Company (NGL) is pleased to announce AM Best has upgraded its Financial Strength Rating to A (Excellent) from A- (Excellent) rating effective March 24, 2021. The outlook of these ratings has been revised to stable from positive. This rating reflects the excellent ability of NGL to meet its ongoing insurance policy and contract obligations and further attests to its financial strength.

“NGL had a record sales year in our Preneed line of business while still growing income and surplus. We are grateful for the hard work of our sales representatives, marketing partners and employees who helped make that happen,” said Nancy Stoddard, NGL Senior Vice President, Chief Financial Officer & Chief Actuary.

AM Best has revised NGL's outlooks to positive from stable and affirmed its A- (Excellent) rating effective February 28, 2020. This rating reflects the excellent ability of NGL to meet its ongoing insurance policy and contract obligations and further attests to its financial strength.

A new strategic partnership was launched by NGL and New York-based Insurance Capital Group (ICG), the leading strategic investor in the mutual insurance industry. NGL and ICG, through its Federal Life Group, Inc. affiliate, have jointly developed and launched a national dental and vision insurance business called BrightBenefits, which will be led by insurance industry veteran Danny Bentley. BrightBenefits policies will be issued by Commercial Travelers Insurance Company, an A.M. Best A- (Excellent) rated affiliate of NGL, in which Federal Life will make a significant equity investment, subject to receiving regulatory approval.