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Long Term Care insurance product, EssentialLTC, approved in Hawaii

NGL’s Long Term Care insurance product now available in 47 states

NGL's long term care product, EssentialLTC, is approved in Hawaii. EssentialLTC is available in 47 states and the District of Columbia. EssentialLTC offers a wide range of both affordable benefits and asset protection through flexible options, including joint policy pricing, lifetime benefits, shorter premium payment durations, return of premium options, and the acceptance of 1035 exchanges.

New Long Term Care Partnership states announced for EssentialLTC

Utilizing LTCi in partnership with states helps consumers protect assets and create affordable plans

NGL received approval in seven additional Long Term Care Partnership states for it's Long Term Care insurance (LTCi) product, EssentialLTC. Long Term Care Partnership states allow individuals who purchase a qualified LTCi policy, to protect a portion of their assets that they would typically need to spend down prior to qualifying for Medicaid coverage.

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