Long Term Care Insurance
Get the care you need in the place you’re most comfortable.
Long Term Care Insurance
Get the care you need in the place you’re most comfortable.
What is long term care insurance?
Long term care insurance isn’t just for the elderly — it’s for anyone who experiences an illness or incident that may require care for an extended period of time. It’s also for anyone unable to complete daily activities such as bathing, dressing, eating or toileting. Care can be expensive and can quickly drain a lifetime’s worth of assets. Without funds to pay for professional care, some have to rely on family members who may not have the time or skill to provide needed care.
With long term care insurance, care can be provided in a variety of settings, such as nursing facilities, adult daycare centers or even at home.
Who needs long term care?
Physical decline due to aging
Jeff is aging naturally but needs help with activities of daily living.
Debilitating injury
Joe broke several bones in a car accident and needs rehab and help getting around.
Progressive illness
John had a stroke and parts of his body are paralyzed and he has decreased motor
function.
Severe cognitive impairment
Jane has dementia and requires assistance with daily living activities, such as eating, dressing and more.
Combination of chronic conditions
Jessica is a cancer survivor but still requires support and services several times a month.