Preplanning your funeral ensures your service matches your vision. Prefunding means your family won’t need to worry about financial obligations, giving them more time to grieve and celebrate your life. Many funeral homes will also guarantee today’s prices for tomorrow’s goods and services, helping to offset inflation as prices continue to climb.

A funeral plan can include anything from the photos you want displayed, the music
you want played to the clothes you want to wear. Any way you want the day to go
can be documented in your plan.

You can preplan your funeral at any time, but the average age a customer begins
planning is anywhere from 60 to 84.

A preneed insurance policy can cover any components of a preplanned funeral. 

In most states, there are guaranteed and non-guaranteed funeral goods and services. This means by prefunding, you may lock in today's prices (guaranteed goods) on some products and services, helping to avoid the effects of inflation. Many funeral homes will guarantee today’s prices for items and services, including embalming, memorial service, graveside service, hearse, casket, urn and more.

In most funeral homes, prices are subject to inflation on items like obituary notices, death certificates, flowers, music, grave opening and closing, hair dresser, and more. Your local funeral provider can tell you which items and services are subject to a price guarantee and which are not.

After you pay it off, you’re done! Your funeral funds are securely held with NGL until it’s needed.