Welcome to National Guardian Life Insurance Company

National Guardian Life Insurance Company (NGL) is dedicated to the highest standards of quality and integrity. For more than a century we have demonstrated our commitment to policyholders, their families and our employees.

It's an honor for us to offer high-quality products that fit your lifestyle. We understand how important it is for you to have the coverage you need.

As one of America's most successful, independent mutual life insurance companies, we are licensed to do business in 49 states and the District of Columbia. Today, we operate in select niche markets including preneed, individual life and annuities, as well as group markets, including specialty and student insurance.

For our business partners, our goal is to sustain long-term wholesale relationships for our financial partners and our policyholders. We creatively tailor products, risk-shares, agreements and administration to fit our partners' needs and capabilities.

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For more questions on Student Insurance, please contact us at: 800-756-3702 or comtravl@commercialtravelers.com

Life Insurance Customer Service

Student Insurance Customer Service

Commercial Travelers Mutual Insurance Company (CT) is an affiliate of NGL. Since 1883, CT has provided stability, flexibility and specialized service with its accident and health coverage. CT focuses on student accident, health and special risk markets, offering college student health insurance, accident coverage for K-12 students, school sports coverage, and special risk coverage.

More than 1 million students are protected with CT's insurance policies each year. Families take comfort knowing that America's oldest and most respected accident health insurer is protecting their loved ones.

Click here for more information on Commercial Travelers Mutual Insurance Company.

For questions on Student Insurance, please contact us at 800-756-3702 or comtravl@commercialtravelers.com

Community Involvement

It's about People

At NGL, our focus is about people – from our policyholders and marketing partners to our employees and the communities in which we live and work.

NGL's corporate giving is focused on specific areas, including health and human services, education, and the arts. In addition, our employees are encouraged to support causes that are most important to them.

Learn more about Community Involvement.

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