We are a leader in promoting the use of trusts within the final expense market. Our agents have found trusts easy to use and very effective in helping their clients with end-of-life planning solutions.

We currently offer two trust options - one for possible immediate Medicaid qualification and a second option to allow higher face amounts to be issued - up to $100,000. Using these funeral expense trusts, you can add significantly more value to your clients. While states do vary, many of them recognize the trusts as viable exemptions.

The NGL Trusts are not available in Massachusetts.

If you are assigning ownership to the NGL trust and apply for public assistance, you may be required to provide a list of services and merchandise you have selected from the funeral home of your choice.

Some states may vary on Medicaid Rules and eligibility is not guaranteed; please consult an Elder Law Attorney in your state for assistance. 

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