1 Protect Your Loved Ones - By making funding plans in advance, you avoid placing a financial burden on your family and friends.
2 Peace of Mind - Take comfort in knowing that your funeral expenses are taken care of.
3 Exempt Assets - The plan may be considered an excluded asset in order to qualify for Medicaid and Supplemental Security Income (SSI).
4 Flexibility - Your beneficiaries will be able to use the funds to pay for funeral costs or other final expenses, such as medical bills and other debts.
5 Fund Value Increases Over Time - When you set aside funds in advance, the death benefit increases at a predictable growth rate, similar to a savings account.
6 Make Tax Time Easier - By transferring funds from an investment such as a certificate of deposit (CD) or money market account, you don't have to worry about taxation on growth or 1099 forms.
7 A Program for Everyone - Your agent has a plan that will fit your needs in terms of payment options and health conditions.
8 Consumer Friendly - Any funds left over after paying your funeral costs will be returned to either you or your beneficiaries or your estate, depending on your plan.
9 30-Day Free Look - If you should change your mind, you have 30 days to cancel and receive a full refund.
10 Solid Program, Solid Decision - Advance planning is endorsed by attorneys, trust officers and financial professionals as an effective way to provide for final expenses and preserve your assets for your beneficiaries.

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To request more information click here or contact an NGL representative at 800.548.2962 who will be happy to answer any questions you have.